A study was conducted among a certain group of union members whose health
insurance policies required second opinions prior to surgery. Of those members
whose doctors advised them to have surgery, \(20 \%\) were informed by a second
doctor that no surgery was needed. Of these, \(70 \%\) took the second doctor's
opinion and did not go through with the surgery. Of the members who were
advised to have surgery by both doctors, \(95 \%\) went through with the
surgery. What is the probability that a union member who had surgery was
advised to do so by a second doctor?